Know every rate.LNDRIQShow every option.ScenarioIQCatch every renewal.OpportunityIQRead every page.DocIQ
Four tools for Canadian mortgage brokers, built into BOSS.
Every lender's rates in one grid.
Lenders send rate sheets. Our rate team reads them, checks every rate that changed, and publishes them. You open the grid from BOSS and see what each lender is offering today, the rules behind it, and what it pays you.
- Rates by term, LTV and credit score. Fixed, variable, capped and adjustable.
- Guidelines you can search in plain words. Ask the way you'd ask an underwriter.
- Your commission, up front. Base BPS plus lender bonuses, per product.
- Lender and product comparisons. A page for every lender and every product.
| Lenders | 1 Year ↕ | 2 Year ↕ | 3 Year ↕ | 5 Year ↕ | 10 Year ↕ |
|---|---|---|---|---|---|
| Best Rates | 4.69% | 4.25% | 3.92% | 3.88% | 5.10% |
| HBHarbourline Bank | -- | 4.32% | 4.08% | 3.95% | 5.33% |
| PCPrairie Credit Union | 4.77% | 4.31% | 3.94% | 3.92% | -- |
| GMGranite Mortgage | 4.69% | 4.25% | 3.92% | 3.88% | 5.19% |
| MRMaple Ridge Trust | 4.84% | 4.64% | 4.20% | 4.02% | 5.24% |
| LFLaurentide Financial | 4.87% | 4.38% | 4.11% | 3.88% | 5.10% |
| CPCedar Point Bank | 5.03% | 4.57% | 4.24% | 4.20% | 5.43% |
| NLNorthlight Lending | -- | -- | 3.96% | 4.03% | -- |
Comparisons your clients actually read.
Lay out up to eight mortgages side by side using real lender products. ScenarioIQ works out the payment, LTV, GDS and TDS, and mortgage insurance, then gives your client a branded link or PDF.
- Real products, real figures. Picked from the live LNDRIQ catalogue.
- Built from the deal. Client details come straight from BOSS.
- Lender names stay hidden until you choose to show them.
- One set of numbers. The card, the client page and the PDF always agree.
Sample Client – Home Purchase
Option A – 5-yr fixed
Option B – 5-yr variable
Your whole book, checked every night.
While you sleep, OpportunityIQ looks at every funded mortgage in your BOSS book. By morning you have a list: clients who would save by refinancing now, even after the cost of breaking their mortgage, and clients who renew in the next ten months.
- Break costs worked out for you. Three months' interest or the IRD, whichever applies.
- A comparison ready on every deal. Opens straight in ScenarioIQ.
- Emails in English or French. Sent from you, in the client's language.
- Consent checked before anything sends. No CASL consent, no email.
Opportunities Smart view
Renewal and refinance opportunities across your book.
| Client | Advisor | Rate | Balance | Net saving |
|---|---|---|---|---|
| Sophie Tremblay | You | $418,000 | $23,100 | |
| Jordan Nguyen | You | $655,000 | $37,042 | |
| Rachel Okafor | A. Roy | $512,000 | $22,925 | |
| Luc Gagnon | M. Singh | $298,000 | $12,157 |
The paperwork reads itself.
A deal can arrive as one 120-page PDF. DocIQ straightens and reads every page, splits the bundle into separate documents, names each one, pulls out the fields a lender cares about, and checks them against each other and against the deal. People only look at what needs a person.
- About 260 document types. Pay stubs to purchase agreements.
- Fields mapped straight to BOSS. Names, amounts, dates, addresses.
- Problems flagged with the page. Missing signatures, expired ID, figures that don't match.
- It learns from reviewers. Every correction becomes a test the next version must pass.
deal 4471
✓ Every required document is in the file.
✓ Nothing has expired.
How it fits
Two engines. Four tools. One sign-in.
Everything opens from BOSS with the login you already have. The tools share the same rates and the same math, so the figure in a renewal email matches the figure in the comparison your client opens.
Live rates, lenders, guidelines and commissions, checked by people.
Builds client comparisons from live products.
Uses market rates and penalty rules to find savings in your book.
Reads, sorts and checks every mortgage document.
Compliance review
Files sent to corporate arrive already read and flagged.
Client uploads
What borrowers upload gets sorted and named.
Our services and your clients' data stay in Canadian data centres.
Every screen, every email, every client page.
No rate reaches a broker until someone on our team has reviewed it.
Client emails only go out when CASL consent is on file.
Work with us
You won't find a checkout here.
Our tools reach brokers through BOSS and the brokerages that use it. This site is here to show you what they do. If you'd like to talk, here's who we work with.
Already on BOSS?
Look for LNDRIQ in your BOSS menu. Questions about any of the tools go to our support team.
Get your products in front of brokers.
Send us your rate sheets and guidelines. We check them and keep them current in LNDRIQ.
Build with us.
We're a small team in Canada working on hard problems in mortgage data. We'd like to hear from you.